How Credit Unions Can Add POS and Payment Solutions for Business Members

A credit union adds point-of-sale and payment solutions by partnering with an established merchant services provider rather than building a programme internally. The institution selects a partner with an open platform range, integrates the merchant application into the business account opening workflow, trains commercial staff to spot the opportunity, and markets the offer to existing […]

How to Build a POS and Payments Channel Without Being Locked into One Platform

Building a POS and payments channel that is not hostage to a single platform comes down to four decisions: decouple the software from the payment gateway using semi-integrated architecture, carry hardware across more than one tier, own the merchant relationship rather than renting it under someone else’s brand, and monetise the software and the processing […]

Why Credit Unions Should Offer More Than Basic Merchant Services

A basic countertop terminal is no longer a merchant services programme. Business members now choose their financial partner partly on the operating software that comes with it, and a credit union offering only card acceptance is competing on rate against processors competing on the whole business. Offering full point-of-sale platforms changes three things at once: […]

Square POS App Not Working? Fixes for Busy Merchants

If the Square Point of Sale app is frozen, crashing or refusing cards, check four things in this order: Square’s status page, your internet connection, a full force-close and reopen, and your app permissions. That sequence resolves the overwhelming majority of outages in under two minutes. One warning before you do anything drastic — never […]

Why Your Square Reader for Phone is Not Connecting and How to Fix It

A Square Reader that will not connect is almost never broken. In order of how often it is the cause: the battery is flat, your phone is holding a stale Bluetooth pairing, the app is missing a permission, or the plug-in reader is not seating properly in the port. Work through those four before you […]

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